Exploring Payment Authorization in EV Charging: The Next Steps by CharIN

Pairpoint, ev-pay, and EMVCo joined the Face-to-Face meeting in Berlin to discuss improving EV payments.

In our third Face-To-Face Focus Group meeting of 2024, held in Berlin, CharIN brought together key industry stakeholders to explore innovative solutions for payment systems in electric vehicle (EV) charging. Discussions underscored the critical need for secure, user-friendly payment methods to enhance the EV charging experience.

Current challenges in EV payment systems

The payment ecosystem for EV charging is fraught with complexity, presenting obstacles for both operators and consumers. Key challenges include:

  • Fragmented Payment Options: Existing solutions like RFID cards and apps are cumbersome, with over 50% of users preferring card payment systems. Closed-loop systems reduce competition and transparency, increasing costs and limiting operator control.
  • Emerging Technologies EMV® Open Payments: These solutions, built on ISO 15118 standards, enable seamless card-based transactions and position EVs as "wallets on wheels."
  • SIM-Based Payments: Vodafone’s Pairpoint platform simplifies secure transactions by leveraging existing SIM infrastructure, eliminating the need for complex PKI systems.
  • Ad-hoc Payment Enhancements: Proposals like ev-pay’s bypass terminals enable charge point operators (CPOs) to manage customer interactions directly, fostering greater flexibility and transparency.
  • Technical and Operational IssuesAuthentication failures and inconsistent certificate management often disrupt transactions.Interoperability and flexible pricing remain significant barriers to widespread adoption.
"Reliable and seamless payment systems are the backbone of a positive EV charging experience. As the EV market evolves, we must ensure that payments are as effortless as plugging in your vehicle."
by: Jeremy Schofield, Director of Technology at CharIN

Join us in shaping the future

CharIN is working to create debates on secure, easy-to-use payment systems for EV charging. By bringing together industry experts in a Face-to-Face Focus Group in Berlin to find solutions for the challenges faced by operators and users.

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Published on: 12/12/2023

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Jeremy Schofield

Director of Technology

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